Dear Members, you are determined to rent your boat but you are wondering how to ensure it: two options are available to you and we will explain how to make the right decision. The real question to ask is about how many days do you plan to rent your boat?
First option: “I rent less than 15 days a year” In this case, it is in your best interest to subscribe, through Sleep&Sail, to the all-risk Pleasure insurance policy by the day. It is THE ideal solution to engage in the practice of private boat rental. This contract covers your boat and its tenants for the duration of the lease with full and adapted guarantees. Thus, tenants and owners are covered to navigate the free and serene spirit. Under these conditions, the owner can rent his boat in peace, without effect on his own insurance contract; in particular the clause Bonus / Malus of the personal insurance of the owner is not impacted in the event of an accident during the period of rent. How to subscribe to this Pleasure insurance by the day? Nothing more simple, in the form of registering your boat, you are informing Sleep&Sail of your willingness to cover your boat during the rental periods booked on the website sleepandsail.com The price of this insurance is the responsibility of the owner (in deduction of the rental income) and depends on the age and the value of the boat. Beforehand, it is necessary that you inform the insurance Pleasure which covers you during all the year of your decision to propose your boat for private hire. To do this, simply print and complete a standard letter before sending it to your insurance. It is strongly recommended to keep a record of this shipment. Do not hesitate to contact us for any questions regarding boat insurance.
Second option: “I rent my boat more than 15 days a year” In this case, it is preferable (more profitable) for you to ask your pleasure insurance (the one that covers you all year round) the modification of your contract by subscribing to a rider authorizing you to practice the rental of your boat between This rider should generate an increase in your annual premium which would be largely offset by your rental income.